4-STAR MORNINGSTAR™ RATING

We are proud to announce

RUTHERFORD INVESTMENT MANAGEMENT, LLC.

Ranked in the Top 11% for their 5-Year Performance results among Large-Cap Growth Separate Account Managers tracked by Morningstar and has earned a

4-STAR MORNINGSTAR™ RATING

for their large cap growth composite over the last five years, ending September 30, 2008.

Source: Morningstar™